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What Exactly Is a Credit Report?
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| What Exactly Is a Credit Report? |
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| Updated |
Jun 10, 2004 21:52:06 |
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Description:
There also are special types of credit reports. These are:
A Mortgage Report. A mortgage report is a special credit report that lenders use prior to deciding whether or not to extend you a home loan. Each report is compiled from credit reports from two or three credit bureaus. The mortgage credit reporting company purchases credit reports from the credit bureaus, combines them, and manually verifies specific information such as employment, credit account balances, and public record information. To find out how you can order your own 3-Agency Credit Report, click here
An Employment Report. An employment report is a modified credit report that helps potential and current employers make hiring and promoting decisions. The employment report contains much of the same information about your loans and credit cards that your credit report has listed. However, your marital status, year of birth, and account numbers are omitted from the employment report.
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