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| 11. | Warranty FAQs (autobytel.com) | ||
| What are Auto Service Contracts and Extended Warranties? A: 'Extended warranty' means buying an extension on your existing original manufacturer's warranty. Since current coverage must exist, this is for cars with less than 36,000 miles and less than 3 years old. 'Service… | |||
| Updated: Jun 10, 2004 | Rating: 16 | Author: ABT Staff Similar pages |
| 12. | What Are My Consumer Rights? (autobytel.com) | ||
| Federal law carefully regulates how information about your credit can be used. The two most important laws for credit-active consumers are probably the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). The ECOA mandates that every consumer who applies for credit has an equal chance… | |||
| Updated: Jun 10, 2004 | Rating: 51 Similar pages |
| 13. | What Effect Do Inquiries Have On My Credit Report? (autobytel.com) | ||
| Are inquires removed from your credit report after 2 years? And why do they affect your credit even if you have not opened an account with the company that did the inquiry? Most inquiries cycle off your credit report in two years (a few are removed after just one). Not all inquiries are included in the… | |||
| Updated: Jun 10, 2004 | Rating: 0 Similar pages |
| 14. | What Exactly Is a Credit Report? (autobytel.com) | ||
| There also are special types of credit reports. These are: A Mortgage Report. A mortgage report is a special credit report that lenders use prior to deciding whether or not to extend you a home loan. Each report is compiled from credit reports from two or three credit bureaus. The mortgage credit reporting… | |||
| Updated: Jun 10, 2004 | Rating: 0 Similar pages |
| 15. | What Factors Influence a Credit Score? (autobytel.com) | ||
| A credit score or credit bureau risk score is based on information drawn from your credit report. About 30 individual factors are used to determine the score. Certain factors, such as payment history, have more weight than others, such as the length of your credit history. However, a factor may be more… | |||
| Updated: Jun 10, 2004 | Rating: 69 Similar pages |
| 16. | What Information Does a Credit Report Contain? (autobytel.com) | ||
| A consumer credit report contains four types of information: identifying information, credit information, public record information, and inquiries. Identifying information includes: Your name Your current and previous addresses Your Social Security number Your year of birth Your current and previous… | |||
| Updated: Jun 10, 2004 | Rating: 189 Similar pages |
| 17. | What Is a Credit Score? (autobytel.com) | ||
| Credit scoring is a scientific method that uses statistical models to assess an individual's credit worthiness based on their credit history and current credit accounts. Credit scoring was first developed in the 1950s, but has come into increasing use in the last two decades. In the early 1980s the three… | |||
| Updated: Jun 10, 2004 | Rating: 69 Similar pages |
| 18. | What is a Manufacturer's Warranty? (autobytel.com) | ||
| The cost of the manufacturer's warranty is included in the purchase price. The manufacturer promises to stand by its product and asserts that the manner in which the car was made and the materials used to make it are free from defects. A typical manufacturer's warranty lasts 3 years or 36,000 miles, whichever… | |||
| Updated: Jun 10, 2004 | Rating: 16 | Author: ABT staff Similar pages |
| 19. | What is an Extended Warranty? (autobytel.com) | ||
| You have the option to purchase a wide variety of comprehensive extended warranty plans once the manufacturer warranty expires. Since 90% of auto repairs occur after the typical 3 year/36,000 miles coverage of a basic bumper-to-bumper manufacturer's warranty, an extended warranty may be something for you to… | |||
| Updated: Jun 10, 2004 | Rating: 48 | Author: ABT Staff Similar pages |
| 20. | What Is Credit and How Does It Work? (autobytel.com) | ||
| You are most likely already familiar with the concept of "credit," the reputation for paying your bills on time that makes it possible for you to obtain money or goods with the understanding that you will pay for them later. In fact, you probably have already put your credit to work for you. You employed it… | |||
| Updated: Jun 10, 2004 | Rating: 251 Similar pages |
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